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{"sheet":"Simulación Cliente","index":0,"n_rows":54,"n_cols":24,"rows_kept":54,"cut":false,"hidden":false,"merged":[[30,5,30,6],[31,5,31,6],[32,5,32,6],[37,3,40,8]],"read":"row_number_cap"}
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Porcentaje %"]
[null,null,null,"Tipo de Inmueble: ","Local Comercial",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Valor "]
[null,null,null,"Valor del Inmueble",450000]
[null,null,null,"Valor Cuota Inicial *",40000,null,null,null,"Editar Manualmente"]
[null,null,null,"Valor Asegurable aproximado",{"$f":"_xlfn.IFS(E7=\"\",0,OR(E7=\"Departamento\",E7=\"Local Comercial\",E7=\"Oficina\"),E8*100%,OR(E7=\"Casa\",E7=\"Otros\"),E8*0.8)","v":450000},null,null,null,"Seleccionar en Lista",null,null,null,null,null,null,null,null,null,null,null,null,null,"SD. Exonerado",0]
[null,null,null,"Bono Buen Pagador","NO",{"$f":"IF(E11=\"NO\",0,7500)","v":0}]
[null,null,null,"Bono Verde","NO",{"$f":"IF(E12=\"NO\",0,5400)","v":0}]
[null,null,null,"% Cuota Inicial",{"$f":"E9/$E$8","v":8.8888888888888892E-2}]
[null,null,null,"Monto a Financiar",{"$f":"E8-E9-F11-F12","v":410000},null,null,null,null,null,null,null,null,null,null,null,"Columna1","Columna2",null,null,null,null,"Columna1","Columna2"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro Desgravamen sin retorno Titular ",2.8500000000000001E-2,null,null,null,null,"Seguro Desgravamen Endosado",0]
[null,null,null,"Plazo (meses)",240,null,null,null,null,null,null,null,null,null,null,null,"Seguro Desgravamen con retorno Titular ",4.8500000000000001E-2,null,null,null,null,"Sin Seguro Desgravamen (Opción solo para Libre Disponibilidad con Garantía Hipotecaria)",0]
[null,null,null,"Seg. Desgravamen (% mensual) **","Seguro Desgravamen Endosado",{"$f":"+VLOOKUP(E17,$Q$10:$R$47,2,0)/100","v":0},null,null,null,null,null,null,null,null,null,null,"Seguro Desgravamen sin retorno Titular + Cónyuge",5.4600000000000003E-2,null,null,null,null,"SR Titular Premium",2.5000000000000001E-2]
[null,null,null,"Seg. Del Bien (% mensual)","Seguro del Bien Hipotecario",{"$f":"+VLOOKUP(E18,$W$52:$X$53,2,0)/100","v":2.8000000000000003E-4},null,null,null,null,null,null,null,null,null,null,"Seguro Desgravamen con retorno Titular + Cónyuge",9.2799999999999994E-2,null,null,null,null,"CR Titular Premium",4.7E-2]
[null,null,null,"Envío estado de cuenta****",0,null,null,null,null,null,null,null,null,null,null,null,"Seguro Desgravamen sin retorno Titular c/sobretasa",5.7000000000000002E-2,null,null,null,null,"SR Titular + Cony. Premium",4.2500000000000003E-2]
[null,null,null,"TEA *** (Tasa efectiva anual)",0.09,null,null,null,null,null,null,null,null,null,null,null,"Seguro Desgravamen con retorno Titular c/sobretasa",9.69E-2,null,null,null,null,"CR Titular + Cony. Premium",7.9899999999999999E-2]
[null,null,null,"TCEA (Tasa de costo efectivo anual) debes borrar la TCEA y presionar el botón para un nuevo cálculo:",null,null,null,"Simple",null,null,null,null,null,null,null,null,"Seguro Desgravamen sin retorno Titular + Cónyuge c/sobretasa",0.10920000000000001,null,null,null,null,"SR SD. Hipotecario CV/BF Titular CAMPAØA",2.8500000000000001E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro Desgravamen con retorno Titular + Cónyuge c/sobretasa",0.18559999999999999,null,null,null,null,"CR SD. Hipotecario CV/BF Titular CAMPAØA",4.8500000000000001E-2]
[null,null,null,null,null,null,null,null,"Cuota Doble",null,null,null,null,null,null,null,"Seguro Desgravamen Endosado",0,null,null,null,null,"SR SD. Hipotecario CV/BF Tit.+ Cony.CAMP",5.4600000000000003E-2]
[null,null,null,"Valor Cuota Simple",{"$f":"+'Simulador Detalle'!$C$17","v":3756.6495031067902},null,"Valor Cuota con cuotas dobles",{"$f":"+'Simulador Detalle'!$Y$17","v":3213.285646719602},{"$f":"+H24*2","v":6426.5712934392041},null,null,null,null,null,null,null,"Sin Seguro Desgravamen (Opción solo para Libre Disponibilidad con Garantía Hipotecaria)",0,null,null,null,null,"CR SD. Hipotecario CV/BF Tit.+ Cony.CAMP",9.2799999999999994E-2]
[null,null,null,"Valor Seg. Desgravamen (promedio mensual)",{"$f":"+AVERAGE('Simulador Detalle'!$I$22:$I$381)","v":0},null,"Valor Seg. Desgravamen (promedio mensual)",{"$f":"+AVERAGE('Simulador Detalle'!$AE$22:$AE$381)","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Desgravamen TIT Sobretasa (100%)",5.7000000000000002E-2]
[null,null,null,"Valor Seg. Del Bien (mensual)",{"$f":"+'Simulador Detalle'!$J$22","v":126.00000000000001},null,"Valor Seg. Del Bien (mensual)",{"$f":"+'Simulador Detalle'!$AF$22","v":126.00000000000001},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen TIT Sobretasa (100%)",9.69E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Desgravamen TIT + CONY Sobretasa (100",8.1900000000000001E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen TIT + CONY Sobretasa (100",0.13919999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Degravamen TIT Sobretasa 50%",4.2799999999999998E-2]
[null,null,null,"Simulaciones adicionales",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Degravamen TIT Sobretasa 50%",7.2800000000000004E-2]
[null,null,null,"Plazo","Valor Cuota Simple","Valor Cuota con cuotas dobles",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Degravamen TIT Sobretasa(50%)+CONY",6.83E-2]
[null,null,null,"180 meses",{"$f":"+'Simulador Detalle'!$AP$17","v":4230.7815904302015},{"$f":"+'Simulador Detalle'!$BG$17","v":3618.838764157098},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Degravamen TIT Sobretasa(50%)+CONY",0.11609999999999999]
[null,null,null,"240 meses",{"$f":"+'Simulador Detalle'!$BX$17","v":3756.6495031067902},{"$f":"+'Simulador Detalle'!$CO$17","v":3213.285646719602},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Desgravamen TIT+ CONY Sobretasa (50%)",6.83E-2]
[null,null,null,null,null,null,null,null,{"$f":"+TODAY()","v":"2026-05-06"},null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen TIT+ CONY Sobretasa (50%)",0.11]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Desgravamen TIT Sobretasa(100%)+CONY",8.1900000000000001E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen TIT Sobretasa(100%)+CONY",0.13]
[null,null,null,"Importante:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Desgravamen (TIT+CONY)Sobretasa (50%)",8.1900000000000001E-2]
[null,null,null,"* Para el producto Libre Disponibilidad con Garantía Hipotecaria (LDGH), no se debe digitar cuota inicial.\n** La opción de \"Sin seguro de Desgravamen\" es solo para el produco Libre Disponibilidad con Garantía Hipotecaria.\n*** La tasa efectiva anual (TEA) es fija y debe ser ingresada según lo indicado en tarifario de la Web de Scotiabank. \n**** Costo envío físico de Estado de Cuenta\n→ Valor cuota: Incluye el seguro de desgravamen (CARDIF BNP Paribas), calculado sobre el saldo del crédito, y el seguro del inmueble (MAPFRE), calculado sobre el valor asegurable, según la opción elegida por el cliente.\n→ Endoso de seguro: El cliente puede endosar su póliza de seguro a favor del banco, siempre que cumpla con los requisitos establecidos por la entidad financiera.\n→ Los términos son referenciales y sujetos a evaluación crediticia. La información del simulador es estimativa y puede variar según condiciones del mercado.\n\n",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen (TIT+CONY)Sobretasa (50%)",0.13919999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Desgravamen (TIT+CONY ) Sobretasa (10",0.10920000000000001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen (TIT+CONY ) Sobretasa (10",0.18559999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR SD Titul.Sobretasa100%+Cony.Sobretasa",9.5600000000000004E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR SD Titul.Sobretasa100%+Cony.Sobretasa",0.16250000000000001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR SD Titul.Sobretasa50%+Cony.Sobretasa1",9.5600000000000004E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Colaborador","CR SD Titul.Sobretasa50%+Cony.Sobretasa1",0.16250000000000001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Colaborador","CR Desgravamen TIT Sobretasa(100%)+CONY",0.13]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Colaborador","CR Desgravamen (TIT+CONY)Sobretasa (50%)",0.13919999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR SD. HIPOT. WP(Tit + Cony)Sobretasa (N",0.13919999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen TIT + CONY Sobretasa (100",0.13919999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR SD Titul.Sobretasa50%+Cony.Sobretasa1",0.16250000000000001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR SD Titul.Sobretasa100%+Cony.Sobretasa",0.16250000000000001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CV","CR Desgravamen (TIT+CONY ) Sobretasa (10",0.18]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CV","Seguro del Bien Hipotecario",2.8000000000000001E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CV","Seguro del Bien Endosado",0]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LDGH"]

{"sheet":"Hoja1","index":1,"n_rows":13,"n_cols":7,"rows_kept":13,"cut":false,"hidden":true,"merged":[]}
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[]
[]
[null,null,null,"BIEN FUTURO-DEPARTAMENTO",null,"Departamento",1]
[null,null,null,"BIEN FUTURO-OFICINA",null,"Casa",0.8]
[null,null,null,"BIEN TERMINADO-DEPARTAMENTO",null,"Local Comercial",1]
[null,null,null,"BIEN TERMINADO-OFICINA",null,"Oficina",1]
[null,null,null,"BIEN TERMINADO-LOCAL COMERCIAL",null,"Otros",0.8]
[null,null,null,"OTROS HIPOTECARIO"]
[]
[]
[null,null,null,null,null,11]
[null,null,null,null,null,0]

{"sheet":"Simulador Detalle","index":2,"n_rows":382,"n_cols":105,"rows_kept":382,"cut":false,"hidden":true,"merged":[[0,1,1,1],[0,23,1,23]]}
[null,"Simulacion con Cuota simple",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"simulacion con Cuota Doble",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"simulacion a 180",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"simulacion a 180 con CD",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"simulacion a 240",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"simulacion a 240 con CD"]
[]
[null,"MAF",{"$f":"+'Simulación Cliente'!$E$14","v":410000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MAF",{"$f":"+'Simulación Cliente'!$E$14","v":410000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MAF",{"$f":"+'Simulación Cliente'!$E$14","v":410000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MAF",{"$f":"+'Simulación Cliente'!$E$14","v":410000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MAF",{"$f":"+'Simulación Cliente'!$E$14","v":410000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"MAF",{"$f":"+'Simulación Cliente'!$E$14","v":410000}]
[null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$8","v":450000},{"$f":"'Simulación Cliente'!$E$10","v":450000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$8","v":450000},{"$f":"'Simulación Cliente'!$E$10","v":450000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$8","v":450000},{"$f":"'Simulación Cliente'!$E$10","v":450000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$8","v":450000},{"$f":"'Simulación Cliente'!$E$10","v":450000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$8","v":450000},{"$f":"'Simulación Cliente'!$E$10","v":450000},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$8","v":450000},{"$f":"'Simulación Cliente'!$E$10","v":450000}]
[null,"Moneda","Soles",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Moneda","Soles",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Moneda","Soles",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Moneda","Soles",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Moneda","Soles",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Moneda","Soles"]
[null,"Plazo",{"$f":"+'Simulación Cliente'!$E$16","v":240},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plazo",{"$f":"+'Simulación Cliente'!$E$16","v":240},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plazo",180,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plazo",180,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plazo",240,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plazo",240]
[null,"Fecha de Desembolso",{"$f":"TODAY()","v":"2026-05-06"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso",{"$f":"TODAY()","v":"2026-05-06"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso",{"$f":"TODAY()","v":"2026-05-06"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso",{"$f":"TODAY()","v":"2026-05-06"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso",{"$f":"TODAY()","v":"2026-05-06"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso",{"$f":"TODAY()","v":"2026-05-06"}]
[null,"Fecha de 1er Pago",{"$f":"EDATE(C7,1)","v":"2026-06-06"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago",{"$f":"EDATE(Y7,1)","v":"2026-06-06"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago",{"$f":"EDATE(AP7,1)","v":"2026-06-06"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago",{"$f":"EDATE(BG7,1)","v":"2026-06-06"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago",{"$f":"EDATE(BX7,1)","v":"2026-06-06"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago",{"$f":"EDATE(CO7,1)","v":"2026-06-06"}]
[null,"Cuota Julio",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",2]
[null,"Cuota Diciembre",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",2]
[null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.09},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.09},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.09},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.09},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.09},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.09}]
[null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$17","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$17","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$17","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$17","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$17","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$17","v":0}]
[null,"TCEA",{"$f":"(1+(((1+C11)^(30/360)-1)+C12+C16))^12-1","v":8.9999999999999414E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+Y11)^(30/360)-1)+Y12+Y16))^12-1","v":8.9999999999999414E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+AP11)^(30/360)-1)+AP12+AP16))^12-1","v":8.9999999999999414E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+BG11)^(30/360)-1)+BG12+BG16))^12-1","v":8.9999999999999414E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+BX11)^(30/360)-1)+BX12+BX16))^12-1","v":8.9999999999999414E-2},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+CO11)^(30/360)-1)+CO12+CO16))^12-1","v":8.9999999999999414E-2}]
[null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$18","v":2.8000000000000003E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$18","v":2.8000000000000003E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$18","v":2.8000000000000003E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$18","v":2.8000000000000003E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$18","v":2.8000000000000003E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$18","v":2.8000000000000003E-4}]
[null,"Envío estado de cuenta",{"$f":"+'Simulación Cliente'!$E$19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Envío estado de cuenta",{"$f":"+'Simulación Cliente'!$E$19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Envío estado de cuenta",{"$f":"+'Simulación Cliente'!$E$19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Envío estado de cuenta",{"$f":"+'Simulación Cliente'!$E$19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Envío estado de cuenta",{"$f":"+'Simulación Cliente'!$E$19","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Envío estado de cuenta",{"$f":"+'Simulación Cliente'!$E$19","v":0}]
[null,"% Portes",{"$f":"C15/C3","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"Y15/Y3","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"AP15/AP3","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"BG15/BG3","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"BX15/BX3","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"CO15/CO3","v":0}]
[null,"VALOR CUOTA",{"$f":"(C3+(C14*D4)*O20)/N20","v":3756.6495031067902},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(Y3+(Y14*Z4)*AK20)/AJ20","v":3213.285646719602},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(AP3+(AP14*AQ4)*BB20)/BA20","v":4230.7815904302015},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(BG3+(BG14*BH4)*BS20)/BR20","v":3618.838764157098},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(BX3+(BX14*BY4)*CJ20)/CI20","v":3756.6495031067902},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(CO3+(CO14*CP4)*DA20)/CZ20","v":3213.285646719602}]
[]
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