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[null,null,null,"SIMULADOR ACTIVO FIJO "]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Porcentaje %"]
[null,null,null,"Valor del Activo a financiar",549810.45333333302,null,"Ingresa el valor total del Activo",null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Valor "]
[null,null,null,"% Desembolso",{"$f":"E9/E7","v":0.54564259042583041}]
[null,null,null,"Monto financiado (no mayor al 80% del activo)",300000,null,"Ingresa el monto a financiar"]
[null,null,null,"Monto a Financiar (Desembolso + Prima Seguro)",{"$f":"IF($E$16=\"Natural\",'Simulador Cronograma'!$C$3,'Simulador para calculos'!$C$3)","v":321289.11659199995},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SD. Exonerado",0]
[]
[null,null,null,"Fecha de Desembolso","2024-01-05",null,"Ingresar Fecha de Desembolso y Primera fecha de pago"]
[null,null,null,"Fecha Primer Pago","2024-03-02"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,{"$f":"E17+AC23","v":85}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"PN","Tasa",null,null,null,null,"Columna1","Columna2",null,"Identificador","Plazo","TITULAR","TITULAR +CONYUGE"]
[null,null,null,"Persona","Natural",null,"Selecciona si eres Persona Natural o Persona Jurídica",null,null,null,null,null,null,null,null,null,"Seguro Desgravamen sin devolución - Titular ",0.2,null,null,null,null,"SD. Exonerado",0,null,{"$f":"IF(Z14<13,1,0)","v":0},"0-12",2.1949999999999999E-3,4.3899999999999998E-3]
[null,null,null,"Plazo (meses)",84,null,"Ingresa el plazo en meses de tu préstamo",null,null,null,null,null,null,null,null,null,"Seguro Desgravamen con devolución - Titular ",0.26,null,null,null,null,"Endosado",0,null,{"$f":"IF(AND(Z14>12,Z14<=36),1,0)","v":0},"13-36",1.4E-3,2.8E-3]
[null,null,null,"Tipo de Seguro Desgravamen/Vida (%mensual)","Seguro Vida Titular",{"$f":"IFERROR(IF($E$16=\"Natural\",VLOOKUP($E$18,$Q$15:$R$23,2,FALSE),VLOOKUP($E$18,$Q$26:$R$30,2,FALSE))/100,\"No aplica este seguro en esta Persona Jurídica\")","v":4.4999999999999999E-4},"Selecciona el Seguro que deseas adquirir",null,null,null,null,null,null,null,null,null,"Seguro Desgravamen sin devolución Titular + Cónyuge",0.4,null,null,null,null,"SR Titular Premium",2.5000000000000001E-2,null,{"$f":"IF(AND(Z14>36,Z14<=60),1,0)","v":0},"37-60",9.7499999999999996E-4,1.9499999999999999E-3]
[null,null,null,"Valor asegurable del bien/Seguro del bien",{"$f":"0.75*E7","v":412357.83999999973},2.7999999999999998E-4,"* 75% del valor del activo fijo como aproximación",null,null,null,null,null,null,null,null,null,"Seguro Desgravamen con devolución Titular + Cónyuge",0.52,null,null,null,null,"CR Titular Premium",4.7E-2,null,{"$f":"IF(AND(Z14>60,Z14<=84),1,0)","v":0},"61-84",5.7499999999999999E-4,1.15E-3]
[null,null,null,"TEA (Tasa efectiva anual)",0.153,null,"Ingresa la Tasa Efectiva Anual",null,null,null,null,null,null,null,null,null,"Seguro Vida Titular",{"$f":"_xlfn.XLOOKUP(1,Z16:Z21,AB16:AB21)*100","v":4.4999999999999998E-2},null,null,null,null,"SR Titular + Cony. Premium",4.2500000000000003E-2,null,{"$f":"IF(AND(Z14>84,Z14<=108),1,0)","v":1},"85-108",4.4999999999999999E-4,8.9999999999999998E-4]
[null,null,null,"TCEA (Tasa de costo efectivo anual)",0.17915614226578469,null,null,null,null,null,null,null,null,null,null,null,"Seguro Vida Titular + Cónyuge",{"$f":"_xlfn.XLOOKUP(1,Z16:Z21,AC16:AC21)*100","v":0.09},null,null,null,null,"CR Titular + Cony. Premium",7.9899999999999999E-2,null,{"$f":"IF(Z14>108,1,0)","v":0},"109-más",3.5E-4,6.9999999999999999E-4]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Exonerado",0,null,null,null,null,"SR SD. Hipotecario CV/BF Titular CAMPAØA",2.8500000000000001E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Endosado",0,null,null,null,null,"CR SD. Hipotecario CV/BF Titular CAMPAØA",4.8500000000000001E-2,null,"Identificador","Periodo Gracia","Meses",{"$f":"SUMPRODUCT(Z24:Z30,AB24:AB30)","v":1}]
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[null,null,null,"Valor Cuota",{"$f":"IFERROR(IF($E$16=\"Natural\",'Simulador Cronograma'!$C$17, 'Simulador para calculos'!$C$17),\"NO APLICA\")","v":6182.1481684286964},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR SD. Hipotecario CV/BF Tit.+ Cony.CAMP",9.2799999999999994E-2,null,{"$f":"IF(AND($E$13-$E$12>30,$E$13-$E$12<=60),1,0)","v":1},"31-60",1]
[null,null,null,{"$f":"IF(E16=\"Natural\",\"Prima total del seguros\",\"Seguro de desgravamen total máximo a cobrar\")","v":"Prima total del seguros"},{"$f":"IFERROR(IF(E16=\"Natural\",E10-E9,'Simulador para calculos'!F5),\"NO APLICA\")","v":21289.116591999948},null,null,null,null,null,null,null,null,null,null,null,"PJ","Tasa",null,null,null,null,"SR Desgravamen TIT Sobretasa (100%)",5.7000000000000002E-2,null,{"$f":"IF(AND($E$13-$E$12>60,$E$13-$E$12<=90),1,0)","v":0},"61-90",2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro Desgravamen sin devolución - Titular ",9.0899999999999995E-2,null,null,null,null,"CR Desgravamen TIT Sobretasa (100%)",9.69E-2,null,{"$f":"IF(AND($E$13-$E$12>90,$E$13-$E$12<=120),1,0)","v":0},"91-120",3]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro Desgravamen sin devolución Titular + Cónyuge",0.15909999999999999,null,null,null,null,"SR Desgravamen TIT + CONY Sobretasa (100",8.1900000000000001E-2]
[null,null,null,null,null,null,{"$f":"+TODAY()","v":"2024-01-15"},null,null,null,null,null,null,null,null,null,"Exonerado",0,null,null,null,null,"CR Desgravamen TIT + CONY Sobretasa (100",0.13919999999999999,null,{"$f":"IF(AND($E$13-$E$12>120,$E$13-$E$12<=150),1,0)","v":0},"121-150",4]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Endosado",0,null,null,null,null,"SR Degravamen TIT Sobretasa 50%",4.2799999999999998E-2,null,{"$f":"IF(AND($E$13-$E$12>150,$E$13-$E$12<=180),1,0)","v":0},"151-180",5]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Degravamen TIT Sobretasa 50%",7.2800000000000004E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Degravamen TIT Sobretasa(50%)+CONY",6.83E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Degravamen TIT Sobretasa(50%)+CONY",0.11609999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Desgravamen TIT+ CONY Sobretasa (50%)",6.83E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen TIT+ CONY Sobretasa (50%)",0.11]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Desgravamen TIT Sobretasa(100%)+CONY",8.1900000000000001E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen TIT Sobretasa(100%)+CONY",0.13]
[null,null,null,"Importante:",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR Desgravamen (TIT+CONY)Sobretasa (50%)",8.1900000000000001E-2]
[null,null,null,"- Cargos  mensuales que  se incluyen: Seguro de desgravamen individual CARDIF BNP PARIBAS  (sobre el monto del crédito adeudado a la fecha)\n- Valores aproximados y referenciales. \n- Los términos y condiciones presentados son indicativos y vigentes en la medida que no ocurra cambios sustantivos en el mercado que afecten las condiciones existentes a la fecha de la presente propuesta. \n- Crédito sujeto a evaluación crediticia.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen (TIT+CONY)Sobretasa (50%)",0.13919999999999999]
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[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen (TIT+CONY ) Sobretasa (10",0.18559999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR SD Titul.Sobretasa100%+Cony.Sobretasa",9.5600000000000004E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR SD Titul.Sobretasa100%+Cony.Sobretasa",0.16250000000000001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SR SD Titul.Sobretasa50%+Cony.Sobretasa1",9.5600000000000004E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Colaborador","CR SD Titul.Sobretasa50%+Cony.Sobretasa1",0.16250000000000001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Colaborador","CR Desgravamen TIT Sobretasa(100%)+CONY",0.13]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Colaborador","CR Desgravamen (TIT+CONY)Sobretasa (50%)",0.13919999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR SD. HIPOT. WP(Tit + Cony)Sobretasa (N",0.13919999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR Desgravamen TIT + CONY Sobretasa (100",0.13919999999999999]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR SD Titul.Sobretasa50%+Cony.Sobretasa1",0.16250000000000001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CR SD Titul.Sobretasa100%+Cony.Sobretasa",0.16250000000000001]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CV","CR Desgravamen (TIT+CONY ) Sobretasa (10",0.18]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CV","Seguro del Bien Hipotecario",2.8000000000000001E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"CV","Seguro del Bien Lib.Disp. Garantía Hipotecaria",2.8000000000000001E-2]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"LDGH","Seguro del Bien Exonerado",0]

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["Titular + Cónyuge","Sin Retorno","SR Desgravamen TIT+ CONY Sobretasa (50%)",0.06,null,"CR SD. Hipotecario CV/BF Tit.+ Cony.CAMP",9.2799999999999994E-2]
["Titular + Cónyuge","Sin Retorno","SR Degravamen TIT Sobretasa(50%)+CONY",6.83E-2,null,"SR Desgravamen TIT Sobretasa (100%)",5.7000000000000002E-2]
["Titular + Cónyuge","Sin Retorno","SR SD. HIPOT. WP Tit + Cony Sobretasa (N",6.83E-2,null,"CR Desgravamen TIT Sobretasa (100%)",9.69E-2]
["Titular + Cónyuge","Sin Retorno","SR Desgravamen TIT Sobretasa(100%)+CONY",0.08,null,"SR Desgravamen TIT + CONY Sobretasa (100",8.1900000000000001E-2]
["Titular + Cónyuge","Sin Retorno","SR Desgravamen (TIT+CONY)Sobretasa (50%)",8.1900000000000001E-2,null,"CR Desgravamen TIT + CONY Sobretasa (100",0.13919999999999999]
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["Titular + Cónyuge","Sin Retorno","SR Desgravamen TIT + CONY Sobretasa (100",8.1900000000000001E-2,null,"CR Degravamen TIT Sobretasa 50%",7.2800000000000004E-2]
["Titular + Cónyuge","Sin Retorno","SR SD Titul.Sobretasa50%+Cony.Sobretasa1",9.5600000000000004E-2,null,"SR Degravamen TIT Sobretasa(50%)+CONY",6.83E-2]
["Titular + Cónyuge","Sin Retorno","SR SD Titul.Sobretasa100%+Cony.Sobretasa",9.5600000000000004E-2,null,"CR Degravamen TIT Sobretasa(50%)+CONY",0.11609999999999999]
["Titular + Cónyuge","Sin Retorno","SR Desgravamen (TIT+CONY ) Sobretasa (10",0.1,null,"SR Desgravamen TIT+ CONY Sobretasa (50%)",6.83E-2]
["Titular","Con Retorno","CR Titular Premium",0.04,null,"CR Desgravamen TIT+ CONY Sobretasa (50%)",0.11]
["Titular","Con Retorno","CR SD. Hipotecario CV/BF Titular CAMPAØA",4.8500000000000001E-2,null,"SR Desgravamen TIT Sobretasa(100%)+CONY",8.1900000000000001E-2]
["Titular","Con Retorno","CR Degravamen TIT Sobretasa 50%",7.2800000000000004E-2,null,"CR Desgravamen TIT Sobretasa(100%)+CONY",0.13]
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["Titular","Con Retorno","CR Desgravamen TIT Sobretasa (100%)",9.69E-2,null,"CR Desgravamen (TIT+CONY)Sobretasa (50%)",0.13919999999999999]
["Titular + Cónyuge","Con Retorno","CR Titular + Cony. Premium",7.9899999999999999E-2,null,"SR Desgravamen (TIT+CONY ) Sobretasa (10",0.10920000000000001]
["Titular + Cónyuge","Con Retorno","CR SD. Hipotecario CV/BF Tit.+ Cony.CAMP",0.09,null,"CR Desgravamen (TIT+CONY ) Sobretasa (10",0.18559999999999999]
["Titular + Cónyuge","Con Retorno","CR SD. HIPOT. WP Tit Sobretasa + Cony (N",0.09,null,"SR SD Titul.Sobretasa100%+Cony.Sobretasa",9.5600000000000004E-2]
["Titular + Cónyuge","Con Retorno","CR Desgravamen TIT+ CONY Sobretasa (50%)",0.11,null,"CR SD Titul.Sobretasa100%+Cony.Sobretasa",0.16250000000000001]
["Titular + Cónyuge","Con Retorno","CR Degravamen TIT Sobretasa(50%)+CONY",0.11609999999999999,null,"SR SD Titul.Sobretasa50%+Cony.Sobretasa1",9.5600000000000004E-2]
["Titular + Cónyuge","Con Retorno","CR SD. HIPOT. WP Tit + Cony Sobretasa (N",0.11609999999999999,null,"CR SD Titul.Sobretasa50%+Cony.Sobretasa1",0.16250000000000001]
["Titular + Cónyuge","Con Retorno","CR Desgravamen TIT Sobretasa(100%)+CONY",0.13]
["Titular + Cónyuge","Con Retorno","CR Desgravamen (TIT+CONY)Sobretasa (50%)",0.13919999999999999]
["Titular + Cónyuge","Con Retorno","CR SD. HIPOT. WP(Tit + Cony)Sobretasa (N",0.13919999999999999]
["Titular + Cónyuge","Con Retorno","CR Desgravamen TIT + CONY Sobretasa (100",0.13919999999999999]
["Titular + Cónyuge","Con Retorno","CR SD Titul.Sobretasa50%+Cony.Sobretasa1",0.16250000000000001]
["Titular + Cónyuge","Con Retorno","CR SD Titul.Sobretasa100%+Cony.Sobretasa",0.16250000000000001]
["Titular + Cónyuge","Con Retorno","CR Desgravamen (TIT+CONY ) Sobretasa (10",0.18]

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[null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$19","v":412357.83999999973},{"$f":"C4*'Simulador para calculos'!J12","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$7","v":549810.45333333302},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$7","v":549810.45333333302},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$7","v":549810.45333333302},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$7","v":549810.45333333302},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Monto del Bien",{"$f":"+'Simulación Cliente'!$E$7","v":549810.45333333302}]
[null,"Moneda","Soles",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Moneda","Soles",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Moneda","Soles",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Moneda","Soles",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Moneda","Soles",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Moneda","Soles"]
[null,"Plazo",{"$f":"+'Simulación Cliente'!$E$17","v":84},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plazo",{"$f":"+'Simulación Cliente'!$E$17","v":84},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plazo",180,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plazo",180,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plazo",240,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Plazo",240]
[null,"Fecha de Desembolso",{"$f":"'Simulación Cliente'!E12","v":"2024-01-05"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso","2022-09-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso","2022-09-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso","2022-09-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso","2022-09-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso","2022-09-01"]
[null,"Fecha de 1er Pago",{"$f":"'Simulación Cliente'!E13","v":"2024-03-02"},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago","2022-10-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago","2022-10-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago","2022-10-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago","2022-10-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago","2022-10-01"]
[null,"Cuota Julio",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",2]
[null,"Cuota Diciembre",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",2]
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[null,"Seguro de Desgravamen/Vida",{"$f":"+'Simulación Cliente'!$F$18","v":4.4999999999999999E-4},null,null,null,null,{"$f":"NOT(OR('Simulación Cliente'!$E$18='Simulación Cliente'!$Q$20,'Simulación Cliente'!$E$18='Simulación Cliente'!$Q$21))","v":false},{"$f":"OR('Simulación Cliente'!$E$18='Simulación Cliente'!$Q$20,'Simulación Cliente'!$E$18='Simulación Cliente'!$Q$21)","v":true},{"$f":"('Simulación Cliente'!$E$16=\"Natural\")","v":true},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$18","v":4.4999999999999999E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$18","v":4.4999999999999999E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$18","v":4.4999999999999999E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$18","v":4.4999999999999999E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$18","v":4.4999999999999999E-4}]
[null,"TEA Total",{"$f":"(1+(((1+C11)^(30/360)-1)+C12*H12+C16+C14))^12-1","v":0.15683422129299052},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+AC11)^(30/360)-1)+AC12+AC16))^12-1","v":21441.842851944311},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+AT11)^(30/360)-1)+AT12+AT16))^12-1","v":21441.842851944311},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+BK11)^(30/360)-1)+BK12+BK16))^12-1","v":21441.842851944311},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+CB11)^(30/360)-1)+CB12+CB16))^12-1","v":21441.842851944311},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+CS11)^(30/360)-1)+CS12+CS16))^12-1","v":21441.842851944311}]
[null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$19","v":2.7999999999999998E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$19","v":2.7999999999999998E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$19","v":2.7999999999999998E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$19","v":2.7999999999999998E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$19","v":2.7999999999999998E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$19","v":2.7999999999999998E-4}]
[null,"Portes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seg desg",{"$f":"'Simulador para calculos'!$F$6*'Simulador Cronograma'!J12","v":0},null,null,null,null,null,"Portes",{"$f":"+'Simulación Cliente'!$E$19","v":412357.83999999973},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portes",{"$f":"+'Simulación Cliente'!$E$19","v":412357.83999999973},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portes",{"$f":"+'Simulación Cliente'!$E$19","v":412357.83999999973},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portes",{"$f":"+'Simulación Cliente'!$E$19","v":412357.83999999973},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portes",{"$f":"+'Simulación Cliente'!$E$19","v":412357.83999999973}]
[null,"% Portes",{"$f":"C15/C3","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seg vida",{"$f":"'Simulación Cliente'!$E$9*I12*C12*'Simulación Cliente'!$E$17","v":11340},null,null,null,null,null,"% Portes",{"$f":"AC15/AC3","v":1.2834478938284317},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"AT15/AT3","v":1.2834478938284317},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"BK15/BK3","v":1.2834478938284317},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"CB15/CB3","v":1.2834478938284317},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"CS15/CS3","v":1.2834478938284317}]
[null,"VALOR CUOTA",{"$f":"(C3+(C14*D4)*Q20)/P20","v":6182.1481684286964},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seg bien",{"$f":"'Simulador para calculos'!I8","v":9814.116591999993},null,null,null,null,null,"VALOR CUOTA",{"$f":"(AC3+(AC14*AC4)*AO20)/AN20","v":382090.46217383683},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(AT3+(AT14*AT4)*BF20)/BE20","v":422586.62446805573},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(BK3+(BK14*BK4)*BW20)/BV20","v":382090.46217383683},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(CB3+(CB14*CB4)*CN20)/CM20","v":422586.62446805573},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(CS3+(CS14*CS4)*DE20)/DD20","v":382090.46217383683}]
[]
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[null,"Fecha de Desembolso",{"$f":"'Simulación Cliente'!E12","v":"2024-01-05"},null,"Tasa de Actualización",2.8709999999999999E-3,null,"Seguro mensual",{"$f":"C14*C4","v":115.46019519999992},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso","2022-09-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso","2022-09-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso","2022-09-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso","2022-09-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de Desembolso","2022-09-01"]
[null,"Fecha de 1er Pago",{"$f":"'Simulación Cliente'!E13","v":"2024-03-02"},null,null,null,null,"Total Prima Única",{"$f":"I7*I6*NOT(J12)","v":9814.116591999993},null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago","2022-10-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago","2022-10-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago","2022-10-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago","2022-10-01",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Fecha de 1er Pago","2022-10-01"]
[null,"Cuota Julio",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Julio",2]
[null,"Cuota Diciembre",1,null,"Monto inicial",{"$f":"C3","v":309814.11659200001},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",2,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",1,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Cuota Diciembre",2]
[null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.153},null,"Monto adicional de Desgravamen / Vida",{"$f":"F6","v":0},null,"seg desg","seg vida","Seg bien mensual","NO",null,null,null,null,null,null,null,null,null,null,null,null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.153},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.153},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.153},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.153},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TEA",{"$f":"+'Simulación Cliente'!$E$20","v":0.153}]
[null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$18","v":4.4999999999999999E-4},null,"Prima de Seguro de Desgravamen / Vida",{"$f":"F11/F10","v":0},null,{"$f":"NOT(OR('Simulación Cliente'!$E$18='Simulación Cliente'!$Q$20,'Simulación Cliente'!$E$18='Simulación Cliente'!$Q$21))","v":false},{"$f":"OR('Simulación Cliente'!$E$18='Simulación Cliente'!$Q$20,'Simulación Cliente'!$E$18='Simulación Cliente'!$Q$21)","v":true},{"$f":"K11=\"SI\"","v":false},null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$18","v":4.4999999999999999E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$18","v":4.4999999999999999E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$18","v":4.4999999999999999E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$18","v":4.4999999999999999E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro de Desgravamen",{"$f":"+'Simulación Cliente'!$F$18","v":4.4999999999999999E-4}]
[null,"TEA Total",{"$f":"(1+(((1+C11)^(30/360)-1)+C12*H12+C16))^12-1","v":0.15299999999999914},null,"MAF Inicial",{"$f":"F10+F11","v":309814.11659200001},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+Y11)^(30/360)-1)+Y12+Y16))^12-1","v":21441.842851944311},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+AP11)^(30/360)-1)+AP12+AP16))^12-1","v":21441.842851944311},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+BG11)^(30/360)-1)+BG12+BG16))^12-1","v":21441.842851944311},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+BX11)^(30/360)-1)+BX12+BX16))^12-1","v":21441.842851944311},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"TCEA",{"$f":"(1+(((1+CO11)^(30/360)-1)+CO12+CO16))^12-1","v":21441.842851944311}]
[null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$19","v":2.7999999999999998E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$19","v":2.7999999999999998E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$19","v":2.7999999999999998E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$19","v":2.7999999999999998E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$19","v":2.7999999999999998E-4},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Seguro del Bien",{"$f":"+'Simulación Cliente'!$F$19","v":2.7999999999999998E-4}]
[null,"Portes",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portes",{"$f":"+'Simulación Cliente'!$E$19","v":412357.83999999973},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portes",{"$f":"+'Simulación Cliente'!$E$19","v":412357.83999999973},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portes",{"$f":"+'Simulación Cliente'!$E$19","v":412357.83999999973},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portes",{"$f":"+'Simulación Cliente'!$E$19","v":412357.83999999973},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Portes",{"$f":"+'Simulación Cliente'!$E$19","v":412357.83999999973}]
[null,"% Portes",{"$f":"C15/C3","v":0},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"Y15/Y3","v":1.2834478938284317},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"AP15/AP3","v":1.2834478938284317},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"BG15/BG3","v":1.2834478938284317},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"BX15/BX3","v":1.2834478938284317},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"% Portes",{"$f":"CO15/CO3","v":1.2834478938284317}]
[null,"VALOR CUOTA",{"$f":"(C3+(C14*D4)*Q20)/P20","v":5961.3496832972796},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(Y3+(Y14*Y4)*AK20)/AJ20","v":382090.46217383683},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(AP3+(AP14*AP4)*BB20)/BA20","v":422586.62446805573},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(BG3+(BG14*BG4)*BS20)/BR20","v":382090.46217383683},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(BX3+(BX14*BX4)*CJ20)/CI20","v":422586.62446805573},null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"VALOR CUOTA",{"$f":"(CO3+(CO14*CO4)*DA20)/CZ20","v":382090.46217383683}]
[]
[]
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